We have all seen or personally experienced the devastating floods of recent weeks across the UK. Looking at the flooded streets and submerged cars, it is difficult to imagine what effected families are going through as they face another week without their homes, cars or even running water. For most people, however, insurance policies will cover at least the material losses, if not the emotional distress. But how far do you consider your insurance cover if you are driving abroad? Faced with a similar flooding situation while on your summer vacation might get you a celebrity shot on "Holidays from Hell", but if you were to look out from your villa balcony to see your car bobbing in the storm waters, you may feel far happier just knowing you"d carefully organised your car insurance, in advance.